Rent vs Buy Calculator: Compare the Cost of Two Housing Paths

Compare renting and buying by modeling housing costs, mortgage assumptions, maintenance, taxes, and estimated appreciation over time.

How to use this resource

A break-even year is useful only when the assumptions are realistic. Use local tax, insurance, maintenance, and financing figures rather than relying on a listing payment alone. The calculator is an educational planning aid and does not replace individualized financial, legal, or mortgage advice.

Analyze rental-property financing